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Cuenta de ahorro Banco Azteca Panamá

Guardadito Amigo

Banco Azteca will always be your home.
Open your account from USD 5.00 trusting that your money is always available and safe.

Remember you are not alone on this path

Description Benefits y Requirements Fees Attendances Frequently Asked Questions

Benefits

  • Your money safe and available whenever you need it in a demand bank deposit account.
  • You can get a VISA debit card accepted at online stores and thousands of establishments anywhere in the world.
  • Access to Digital Banking where you will be able to see all your transactions in real time.
  • Notifications by e-mail for each transaction carried out.
  • Send and Receive money in your account through local bank transfers, third-party transfers at Banco Azteca Panama and deposits in cash or with checks.
  • We have 15 branches in Panama, where we will be happy to welcome you 365 days a year.
  • Online / Telephone Medical Consultation
  • Online / Telephone Psychologist
  • Online / Telephone Legal Advice

Requirements

  • You can open it with a deposit of USD 5.00.
  • You must be over 18 years of age.
  • Present your valid passport bearing an entry certification stamp.




What are you waiting for?
Open your Guardadito Amigo account now!



Rates and Fees

The current interest rate is 1.00% per year , subject to change without prior notice.

Fraud Insurance

Description Amount
Fraud coverage – Limit per card in a single occurrence: USD 500.00
Coverage limit – Robbery in ATM property (10 meters): USD 500.00
Deductible per claim per occurrence: USD 25.00
Fraud insurance cost per month: USD 0.95 (ITBM 5% tax applicable)
See more insurance details »



Fees

Concept Commission
Minimum opening amount: USD 5
Account statement printing 1 for free per month, USD 2.00 per additional copy


Services ITBM service not included
ACH transfer – Office USD 5.00
Card replacement – Debit Card USD 10.00
ATM Cash Withdrawal - Debit Card USD 0.75
ATM Inquiry - Debit Card USD 0.75
Fee for ATM Cash Withdrawal abroad USD 15.00
Fee for ATM Inquiry abroad USD 15.00
Instant Card Annuity USD 10.00
Personalized Card Annuity USD 15.00

Withdrawal limit per day: USD 500.00 (Applicable to national and international transactions)
Withdrawal limit per month: USD 500.00 (Applicable to national and international transactions)


Do you know the FATCA? »



Assistance

Guardadito Amigo

Services Event
Online Medical Consultation
Consultation with a general physician by video call.
Appointment with a maximum duration of 20 min. 24/7. 		Unlimited. 
Telephone Medical Consultation
Consultation with a general physician by telephone call.
Appointment with a maximum duration of 20 min. 24/7. 		Unlimited.
Online Psychologist
Assistance by a psychologist by video call.
Appointment with a maximum duration of 20 min. 24/7. 		Unlimited. 
Telephone Psychologist
Consultation with a psychologist by telephone call.
Appointment with a maximum duration of 20 min. 24/7. 		Unlimited.
Online Legal Assistance
Legal advice by video call.
Appointment with a maximum duration of 20 min. 24/7. 		Unlimited.
Telephone Legal Assistance
Legal advice by telephone call.
Appointment with a maximum duration of 20 min. 24/7. 		Unlimited.




More about the use of Assistance

Guardadito Amigo

What are the requirements to use the assistance offered by Guardadito Amigo?
  • You just have to open your account, and from that moment you will be able to use these assistance services
  • In order to request it, you shave to call to the telephone number for the country where you are located:
  • Panama | +507 205 0217
  • Honduras | +504 2216 1784
  • Guatemala | +502 2424 4912
  • Mexico | +52 55 9063 3590

How much does it cost?
  • Assistance is free of charge for account holders. These services are part of the value offer granted by Banco Azteca.

How long are assistance services valid?
  • They are valid for one year from the date you open your account, provided that your account is active.

Do assistance services have a limit?
  • They are unlimited. The only aspect to take into consideration is that online and/or telephone services will have a maximum duration of 20 minutes per appointment, with unlimited events.

Are you endorsed by any insurance company?
  • No, the company that will provide these services is Arsa Asesoría Integral Profesional (IKE Asistencias).

What are the service numbers or websites?
  • You can request the services either by WhatsApp or telephone call
  • To request the services by WhatsApp, send a message to +52 55 87 19 64 12.
  • To requestservices by telephone call, communicate to the telephone number for the country where you are located.
  • Panama | +507 205 0217
  • Honduras | +504 2216 1784
  • Guatemala | +502 2424 4912
  • Mexico | +52 55 9063 3590
  • When you request a video call, a URL will be sent to you by e-mail through which you will be able to access the website of the Migrant Assistance Center.
  • Learn how to request assistance by video call »
  • Learn how to request assistance by telephone call »


Terms and conditions of the service


Find out more, download the terms and conditions of the service

See terms and conditions


FAQ

Guardadito Amigo

Who can open this type of account?
  • Foreign individuals of legal age.

How much is the minimum opening amount?
  • The minimum opening amount is USD 5.00.

How much does it cost?
  • Free of charge.
 

How do I open Guardadito Amigo?
  • You must go to any branch of Banco Azteca Panama.
 

What are the requirements to open an account?
  • Valid passport on hand, bearing an entry certification stamp.

How many Guardadito Amigo accounts can I have?
  • Only one account per customer is allowed.

What address should I register at the moment of opening my account?
  • Local address or address in your country of origin.

What type of transactions can I carry out with my Guardadito Amigo account?
  • Send and Receive money in your account through local bank transfers, third-party transfers at Banco Azteca Panama and deposits in cash or with checks.
 

Where can I deposit or withdraw money?
  • At any branch of Banco Azteca Panama.
 

What is the interest rate of this account?
  • You can get an interest rate of up to 1.00%.
 

What is the maximum balance I can have in my account?
  • Take into consideration that your total balance in the account must not exceed USD 3,000.00.
  • For example, if you received $2,000.00 in your account this month and you had $1,000.00, you cannot receive more funds. This is the maximum balance you can keep during the existence of your account.
  • You can carry out monthly transactions that must not exceed $3,000.00 added up between withdrawals and deposits.

If I want to apply for a product managing balances over USD 3,000.00
  • The Guardadito amigo account is not the product you are looking for. If you want a product in which you can manage balances over USD 3,000.00, you should go to the branch for more information.

What are the service hours at the branch?
  • We assist you 365 days a year at our 15 branches from 8:00 AM to 7:00 PM.

To what E-mail address can I submit complaints/requests/suggestions, etc.?
  • We will gladly address your concerns by e-mail.
    servicioalcliente@bancoaztecapanama.com